Home Insights Ebooks Agents of change: Real-world agentic AI use cases

AI is a horizontal technology with transformative potential not seen since the rise of the smartphone. Now, its latest evolution, agentic AI, has sparked an adoption race.

What makes agentic AI different is its ability to manage and execute end-to-end processes through cycles of reasoning and action, not just answer questions or follow fixed rules. In doing so, AI agents move beyond being tools and become true team members, marking a new era of enterprise productivity, efficiency, and growth.

But are organizations moving so quickly that they’re committing to agentic AI before identifying the right use cases?

Research shows that by 2025, 60% of enterprise AI rollouts will embed agentic architectures. Yet by 2027, more than 40% of those projects are expected to be cancelled. Enthusiasm alone isn’t enough; business leaders must pinpoint where agentic AI can create real, measurable impact.

Download this e-book to discover proven and practical applications of agentic AI across retail, manufacturing, BFSI, and insurance, designed to spark ideas and help you identify where the technology can deliver the greatest value in your organization.

A snapshot of agentic AI use cases across industries

Discover how Agentic AI helps businesses across retail, manufacturing, wealth management, and insurance tackle deeply entrenched challenges that can’t be solved through incremental productivity gains alone.

 

In retail, agents hold the key to superior customer experience

Traditional e-commerce works when shoppers know exactly what they want. Today, customers expect guidance, personalization, and seamless journeys. Agentic commerce makes this possible by reimagining retail from discovery to checkout.

  • Autonomous shopping journeys: Shop on behalf of customers by browsing catalogs, applying promotions, and completing purchases.
  • Dynamic personalization: Adapt recommendations and interfaces in real time based on shopper behavior.
  • Smarter merchandising: Enrich catalogs with structured data, optimize layouts, and bundle offers dynamically.
  • 24/7 customer support: Deliver human-like interactions, reduce call abandonment, and improve churn prediction.
Abstract digital person with a shopping bag
 

In manufacturing and supply chains, agents ensure resilience

A great customer experience starts long before a product reaches the shelf—or the cart. Intelligent agents orchestrate, optimize, and communicate across the value chain, ensuring agility from production to delivery.

  • Production orchestration: Optimize runs, adapt to demand shifts, prevent breakdowns, and ensure quality through computer vision.
  • Smarter warehouses: Use live signals and simulation to streamline slotting, picking, and replenishment.
  • Real-time logistics: Reroute shipments around disruptions, reduce waste, and minimize unnecessary trips.
  • Demand sensing & forecasting: Blend IoT, macroeconomic data, and sentiment to refine procurement, pricing, and inventory strategies.
Truck and containers on a phone screen
 

In wealth and asset management, agents deliver customized, compliant investments

Wealth and asset management firms juggle massive data, complex regulations, and rising client expectations that outpace traditional automation. Agentic AI enables real-time, adaptive decision-making across the financial lifecycle.

  • Personalized financial advice: Robo-advisors rebalance portfolios and match suitability in real time, both client-centric and regulator-approved.
  • Allocator decision support: Reduce $15–25M in annual drag by automating rebalancing, hedging, swing pricing, and compliance.
  • Structured product issuance: Design, simulate, and risk-manage payoffs with real-time hedging and capital optimization.
  • Regulatory compliance: Leverage bitemporal databases to reproduce exact historical data instantly, reducing penalties and delays.
  • Client lifecycle management: Enhance onboarding, support, and engagement with conversational AI assistants and sentiment-driven insights.
Abstract digital buildings
 

In insurance, agents automate decisions from quote to claim

Insurance remains weighed down by manual workflows, fragmented data, and slow claims cycles. Embedding agents across the value chain accelerates decisions, cuts errors, and improves customer satisfaction.

  • Faster underwriting: Scan contracts, flag risks through online searches, and suggest exclusions, streamlining reviews, reducing errors, and improving accuracy
  • Claims automation: Automate broker communications, easing underwriter workload and speeding responses to keep claims and submissions moving smoothly.
  • Risk management: Identify upcoming renewals and accumulation risks early to adapt policy documents and prevent costly exposure.
  • Portfolio reporting: Deliver up-to-the-minute portfolio insights, automating reports, tracking goals, and surfacing performance data.
Person with an umbrella and documents

Contributing authors

Achilles Chalkiotis

Global Head of Digital Engagement

Achilles brings over two decades of expertise in marketing technology and customer engagement solutions. His extensive career spans multiple industries, including automotive, FMCG, manufacturing, and financial services, where he has consistently delivered enhanced business outcomes through strategic digital initiatives. His impressive portfolio includes collaborations with leading brands across diverse sectors. In consumer packaged goods, he has worked with industry giants like Coca-Cola, Pepsi, and Nestlé.

His expertise extends to financial services through partnerships with major banks and payment providers such as Scotiabank, RBC, and VISA. In the automotive sector, he has served prestigious brands including General Motors and Mercedes-Benz, while also managing projects for prominent consumer electronics companies like Apple Canada and HP.

At Grid Dynamics, he continues to leverage his comprehensive understanding of MarTech solutions and customer engagement strategies to help organizations transform their digital presence and achieve measurable business results.

Agustin Lago

Vice-President Client Success, Financial Services

Agustin Lago is Vice President of Client Success, Financial Services at Grid Dynamics, where he develops and executes strategic sales initiatives to drive revenue growth for the practice. A seasoned executive with more than 25 years in the financial services industry, he has worked directly within leading global institutions and advised banks, fintechs, and startups worldwide, building and scaling client partnerships. For over 14 years, he has guided clients through strategic initiatives in transformation, innovation, customer engagement, regulatory compliance, and growth.

His expertise spans account management, business development, general management, advisory, risk management, strategic planning, payments, digital transformation, modernization, M&A, outsourcing, and operations across diverse regions and cultures.

Agustin has also led large-scale cultural change programs, helping organizations strengthen effectiveness, realize integration synergies, and accelerate growth. His career includes senior roles at Globant, ScaleCred, Slalom, and Genpact.

Rhiannon Hanger

Strategic Client Partner, Data & AI

Rhiannon is one of Grid Dynamics’ Data & AI Leads in EMEA supporting enterprises with strategies to maximize business value from their data using AI. She has a diverse background in helping organizations leverage technology to reach outcomes across all business domains—with notable experience in Automotive, FMCG, BFSI, Life Sciences, Services Organizations, Construction & Manufacturing and Retail.

Leo Shulman

VP, Insurance Practice Lead

Leo is an experienced Information Technology Services Executive with 25+ years of excellent performance, successfully leading sales, client relationship management and technology services for enterprise global customer engagements across North America. With foundational experience from Accenture and GE, including Six Sigma certification, he has a proven track record of leading joint ventures and strategic partnerships with the largest Baltic Telco, leading technology companies, and three of the top 5 US Cable operators.

Suresh Nageswaran

Senior Director of Technology, Financial Services

Suresh Nageswaran is the Grid Dynamics Senior Director of Technology, specializing in Financial Services. Suresh brings over 20 years of experience in management consulting, specializing as a financial risk management professional with expertise in market, credit, and operational risk. His extensive background spans asset management, investment management, AI, and hedge funds, showcasing a comprehensive skill set in management and strategy, program/project management, business analysis and requirements, user acceptance, and test engineering/quality assurance.

With an additional focus on payments and commercial lending, Suresh has a keen eye for technology with a specific emphasis on enterprise data strategy. Renowned for thought leadership in shared services creation, generative AI, and machine learning, he has been instrumental in closing multiple technology services projects in the financial sector.

Get ebook